The important questions, answered directly.

Both invest capital into UK property. One route is property ownership; the other offers a fixed profit share from the capital invested. Property ownership: Buy a UK property in your personal name or through a limited company, then rent it on a long lease to a social housing provider. MRM sources the property, refurbishes it to social housing standards, and the rent is paid directly into your bank account under the agreed lease. Fixed return: MRM sources property investment opportunities and offers fixed-term profit-share opportunities to eligible investors. We identify the opportunity, raise funds from investors to purchase and renovate the property, and agree a fixed repayment date when your initial capital plus an agreed profit amount is returned.

It sits in the same category, which is why it is the first question to address. The failed schemes shared two features: the lease sat with a thinly capitalised middleman rather than a real institution, and the property was sold well above its bricks-and-mortar value. Both are verifiable in any deal: the identity of the lessee, and an independent valuation. Here, the lessee is a named local authority or housing association, and an independent RICS valuation is provided before purchase.

It cannot, and no such claim is made. The return comes from buying below market value and adding value through refurbishment, and an institutional lessee reduces void and arrears risk. It does not remove risk: property values can fall, refurbishments can overrun, and leases end.

Yes. You hold the legal title. Hands-off describes who does the work, not who owns the asset, and conflating the two is what caught investors in the failed schemes.

The lease is held by the local authority or housing association, not by an individual tenant. Under the lease, the institution is responsible for the rent and for the condition of the property. That structure is what removes individual-tenant risk.

Time and liquidity. Conveyancing and refurbishment run in months, not weeks, and property is not a liquid asset. Releasing capital means selling, which takes time. The model suits capital that can stay invested; it is not suitable if you may need quick access to it.

Property values can fall as well as rise. You could get back less than you invested. Refurbishment can overrun on both time and cost. Property is not a liquid asset. Selling takes time, and you may not be able to sell quickly or at the price you expect. Rent is payable under the terms of a lease. A lease can end, and lease terms can be renegotiated at renewal. Past performance of previous deals does not indicate future results. MRM Group does not provide financial, tax or legal advice. You should take independent professional advice before committing capital.

This suits you if: you have capital you can leave invested for several years; you want to own the underlying asset, not a paper claim; you want property income without managing tenants or refurbishments; you judge an opportunity on documents and numbers, not on pressure. This isn't for you if: you may need quick access to the money; you want a hands-on project to run yourself; you are looking for a short-term trade.

Each opportunity comes with the evidence behind it. Before any capital is committed, you review: The independent valuation: A valuation from an independent RICS surveyor, not an in-house estimate. The actual lease: The lease itself, redacted where required, showing the named lessee, the term and the rent. Before and after: Photographs of the property as purchased and as refurbished. The real numbers: The purchase price, the refurbishment spend, and how comparable past deals have performed. A completed deal is walked through on the introductory call: a specific property, with its actual figures.

On a live opportunity, you can review the valuation, lease, title information, works schedule and figures with your solicitor, surveyor, accountant or financial adviser. References from completed clients are available on request.

Booking a call commits you to a conversation, nothing more. 1. An introductory call: A conversation about whether the model fits your situation. No pressure, no obligation. 2. Review a real deal: We walk through a completed deal on screen: the property, the lease and the actual figures. 3. Your own due diligence: You verify everything independently: the valuation, the lease and the numbers, with your own advisers. 4. Decide in your own time: If it is right for you, the team prepares the route-specific legal documents. Nothing proceeds until you and your advisers are satisfied.